AI-NATIVE · REGULATED FINANCIAL INFRASTRUCTURE

The AI-NativeFinancialInfrastructurefor LATAM.

Core Banking + Cross-Border Payments.One regulated infrastructure.

Build, operate and scale regulated financial products across Latin America through one API, one ledger and an AI-native compliance and orchestration layer.

  • API-FIRST
  • AI-NATIVE
  • REGULATED
  • MULTI-COUNTRY
RaeniX global payment network connecting the USA, Mexico, Colombia, Chile, Argentina and Europe
Value that compounds

Built to launch faster.
Designed to scale efficiently.

Launch in weeks

Pre-built, configurable financial building blocks and proven templates help you move from idea to production faster.

Lower operating costs

Automate financial operations and consolidate infrastructure to reduce manual work, vendors and total cost of ownership.

One integrated stack

Core Banking and Cross-Border run on one ledger, one compliance layer, one API and one financial infrastructure.

The platform

One platform. Two products.

Core Banking

AI-native financial infrastructure to build and operate regulated financial products across LATAM.

Layered core banking infrastructure with a red programmable ledger core
  • Ledger
  • Accounts & Wallets
  • KYC / KYB
  • AML
  • Risk
  • Treasury
  • Reconciliation
  • APIs
Explore Core Banking

Cross-Border

Move money between markets through local rails, intelligent routing, integrated compliance and automated settlement.

Global payment network connecting LATAM, the USA and Europe
  • Payouts
  • Collections
  • FX & Liquidity
  • Routing
  • Settlement
  • Local Rails
Explore Cross-Border

Coverage across LATAM.

Local compliance. Regional corridors. Global reach.

Operate across key LATAM markets with local entities, regulatory alignment, and direct corridors to the U.S. and Europe.

Contact sales
USAMexicoColombiaBrazilChileArgentinaEurope

Who we power

Built for companies launching, scaling and
moving money across markets.

New Fintechs

  • Launch from zero faster
  • Pre-built compliance and financial rails
  • Focus on product and growth

Operating Fintechs

  • Replace fragmented providers
  • Automate reconciliation and operations
  • Add markets and products faster

Enterprises

  • Embed financial products
  • Modernize financial infrastructure
  • Expand across LATAM

Cross-border use cases

Trade · Import / Export

Isometric shipping containers over a dotted world map

For SMEs paying suppliers and collecting from buyers across borders.

  • Pay suppliers in local currency
  • Collect from buyers through local rails
  • Free up working capital

Payroll · Global Teams

People connected to a central currency node across a world map

For companies paying employees and contractors across multiple countries.

  • Pay teams in local currency
  • Reduce correspondent banking dependency
  • Track every payout through settlement

Travel · Tourism Operators

Minimal airplane over destination silhouettes with a route arc

For DMCs, tour operators and travel platforms settling payments across destinations.

  • Pay suppliers and partners locally
  • Settle commissions across markets
  • Connect through API for automated payouts

Fintech / Banking

Banking building connected to multiple currency nodes worldwide

For fintechs and financial institutions that need to move money across markets through local rails with end-to-end visibility.

  • Route payouts and collections locally
  • Improve settlement speed and traceability
  • Expand cross-border capabilities through one API
Why Raenix

Built to ship, priced to win.

Launch Faster

Pre-built modules, financial rails and APIs help teams go live in weeks instead of months.

Lower Cost

One contract and integrated infrastructure reduce vendors, manual operations and total cost of ownership.

Built for LATAM

Local rails, regulatory infrastructure and regional expertise designed for Latin America.

  • AWS Native
  • API First
  • Multi-Tenant
  • Enterprise Security
  • Regulatory Ready
Let's build together

Ready to build the next
category-defining fintech
in LATAM?

Talk to our team and discover how RAENIX can accelerate your financial product roadmap.

Launch in weeks, not months

Built for LATAM, ready to scale globally

Enterprise-grade security and compliance

One API. Limitless possibilities.